As of January 1, 2014.

INSURANCE PRODUCTS AVAILABLE: Extended Warranty, Gap Insurance

New Car/Truck Loans

Used 2020 & 2019 models with less the 20,000 miles may be financed at new car rates and terms (see below). $25 application/processing fee.

Credit union may finance 100% of purchase price on new vehicles for qualified buyers.

 36 Months48 Months60 Months72 Months
0% Down3.99%4.49%4.99%5.49%
10% Down3.49%3.99%4.49%4.99%
20% Down2.99%3.49%3.99%4.49%

Used Car/Truck Loans (2020-2019)

Guide: NADA $25 application/processing fee

Credit union may finance 100% of NADA Retail for qualified buyers.

 36 Months48 Months60 Months72 Months
0% Down4.99%5.49%5.99%6.49%
10% Down4.49%4.99%5.49%5.99%
20% Down3.99%4.49%4.99%5.49%

Used Car/Truck Loans (2016-2013)

Guide: NADA $25 application/processing fee

 36 Months48 Months60 Months72 Months
0% Down5.49%5.99%6.49%6.99%
10% Down4.99%5.49%5.99%6.49%
20% Down4.49%4.99%5.49%5.99%

Boat Loans (2016-2013)

Guide: NADA $25 application/processing fee

 36 Months48-60 Months72 Months
New Boat5.75%6.75%7.25%
Used Boat6.75%7.25%7.50%

Motorcycle Loans (2016-2013)

Guide: NADA $25 application/processing fee

 36 Months48-60 Months72 Months
New Motorcycle5.75%6.75%7.25%
Used Motorcycle6.75%7.25%7.50%

RV/Camping Unit Loans (2016-2013)

Guide: NADA $25 application/processing fee

 36 Months48-60 Months72 Months
New6.75%7.75%9.00%
Used7.75%8.75%10.00%

Un-Secured Signature Loans

First time loan/original application $25 fee; no charge for additional add-ons

Amount12 Months24 Months36 Months
Up to $2,50011%12%13%
$2,501 to $5,00012%13%14%
$5,001 to $8,00013%14%15% (36-48 months)

Share Loans

2.49% up to 60 months; no processing fee

Money Manager Loan

Amounts up to $5,000-$8,000; $25.00 application/processing fee

18% 12-18 months

Courtesy Loan

No credit check loan; Amount up to $500.00-$700.00; $25.00 application/processing fee

18% up to 6 months

Spend Sum Save Loan

Amount up to $1,000.00; $25.00 application/processing fee

14% up to 9 months

Student Book loans (Electrical Apprentices)

Amount up to $600.00-750.00

12% for 6 months

Shares

0.02%

 

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield