Share Accounts

Electricians Local 349 Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe! This fund is administered by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.

We offer several different types of accounts, including:

  • Shares (Savings)
  • Share Drafts (Checking)
  • Individual Retirement Accounts (IRAs)

Contact member services if you would like more information.

Loans

Loans are available for all good purposes. Interest rates are very competitive and may vary according to the purpose of the loan and collateral offered.

All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Members are allowed to apply for all types of loans. We offer the following types of loans:

  • New and Used Cars
  • Boats
  • Motorcycles
  • Personal (Unsecured)
  • Share Pledged

Loan protection and credit disability insurance are available at a minimal cost. Loan requests are responded to promptly and in strict confidence.

Contact a loan officer or apply online for quick loan approval!

Other Services

The Credit Union offers its members many services to save you time and money. Also, we are constantly on the lookout for new products and services that may be of use to you. Some of the extra services we offer are:

  • Direct Deposit of Social Security, Pension, and Recurring Government Checks
  • Cashiers Checks
  • Wire Transfer Service
  • Extended Warranty
  • Guaranteed Auto Protection Plan (GAPP)
  • Notary Service